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Personal Debt Solutions

Debt Relief Notice

When your debts are less than €35,000 and you don't own land or property. DRNs suit those with low income and limited ability to pay. This means that after reasonable living expenses are deducted if you have less than €60 per month left(and your maximum assets total less than €400) you can apply for a Debt Relief Notice.

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Personal Insolvency Arrangements

An insolvency solution for homeowners. Designed by the Government to try to allow you to remain in your home, whilst sorting out/ writing off you unmanageable debts. PIA covers both secured and unsecured debt, no income limit, no asset limit.

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Bankruptcy

Historically very severe but now under new legislation, bankruptcy can, in the right circumstances, be the best remedy for dealing with your debts. The period of Bankruptcy can often be shorter than a PIA or DSA. Bankruptcy covers both secured and unsecured debt, no income limit, no asset limit but must have at least 20k of debts.

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Debt Settlement Arrangements

An insolvency solution for non home owners. For when you have unmanageable credit cards, loans, and other secured debts. DSA's can provide a solution short of bankruptcy. DSA covers only unsecured debt, no income limit, no asset limit.

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Free Confidential Consultation & Advice

Initial advice and conversations are free and without obligation

Your Personal Debt Experts

As a law graduate with 20 years experience as a Chartered Accountant I have helped and advised several thousand individuals who are struggling with their financial position.

I have encountered a multitude of personal debt through my career and found that there is nearly always a solution to help solve your debt problems.

I'm authorised to act as Personal Insolvency Practitioner by the Insolvency Service of Ireland and also as an insolvency Practitioner in the UK by the Institute of Chartered Accountants of Scotland.

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Insolvency Help is a trading style of 180 Advisory Solutions Ltd


Barry Stewart is authorised by the Insolvency Service of Ireland to carry on practice as a personal insolvency practitioner(authorisation number PB00282). Barry Stewart is also authorised to act as an insolvency practitioner in the UK by the Institute of Chartered Accountants Scotland.